News, views, tips and tools
Is it easier to get a mortgage through a broker or a bank?
Is it easier to get a mortgage through a mortgage broker or a bank? This article examines what each does, the pros and cons of each route and which is the best option for you when looking to get a...
Financial Advisor wanted for our Mortgage Broker Team
We are looking for a Financial Advisor to join our Mortgage Team. This team continues to grow, and so does our desire to offer our clients a best-in-class service. We are looking to enhance what...
The Mortgage Deposit – our most frequently asked questions
These are the most common questions we get asked when it comes to the mortgage deposit. What level of deposit needs to be shown? Minimum 10% of the purchase price for a first-time buyer (for...
Managing your bank account with a mortgage application in mind
Managing your bank account in the run up to your mortgage application just makes sense. You need to be confident that your bank account is going to withstand the scrutiny of the lender. So here...
Mortgage Documentation – how to get on top of it
Mortgage documentation is your biggest contribution in the initial stages of the application process, but it’s not too difficult to get through it. Our main message to you is to ensure that you...
Mortgage Protection – why you shouldn’t leave it to the last minute
Mortgage Protection is not something you want to leave until the last minute, particularly if you have any previous medical history of note. Click here to download Finance One’s...
Cashback mortgage or non-cashback mortgage? Which is the better option for me?
The cashback mortgage has been around for quite a while now – and it’s showing no sign of going away! Your decision as to whether you want a cashback mortgage or non-cashback will...
Preparing your mortgage application – How to handle cash, cards and your bank account
When preparing your mortgage application, it is important that you know how to manage your bank account and understand the do’s and don’ts of using cash or card. When you do, you can...
Credit History and Mortgage Applications – What you need to know
Poor credit history and mortgage applications are not a match made in heaven. You do not want to bury your head in the sand. Nor do you want to knowingly apply for a mortgage if you have an...
Your mortgage application – How to manage credit cards and overdraft
The success of your mortgage application can be affected by how you handle your credit card and/or an approved overdraft facility. Here’s how to manage them so you don’t get tripped...
Mortgage Deposit – what you need to know as a First-Time Buyer
The following are the most common questions we get asked by First-Time Buyers about the mortgage deposit. What level of deposit does a First-Time Buyer need to show? Minimum 10% of the purchase...
Getting mortgage ready – demonstrating affordability
Getting yourself mortgage ready usually takes some planning and is not usually achieved overnight. And a key part of the process is being able to demonstrate that you can sustain repayments on the...
Guide to House Purchase Costs in Ireland
The area of house purchase costs is one where there is probably an under supply of accurate detail out there. Here is a breakdown of costs you can expect on a home purchase based on a €400,000...