The success of your mortgage application can be affected by how you handle your credit card and/or an approved overdraft facility. Here’s how to manage them so you don’t get tripped up. Firstly, there is nothing wrong with having a credit card or an approved overdraft facility. In fact, these can be really handy and,
The following are the most common questions we get asked by First-Time Buyers about the mortgage deposit. What level of deposit does a First-Time Buyer need to show? Minimum 10% of the purchase price Legal fees (these can vary) Stamp Duty (1% of the purchase price) How much deposit do I need before applying for
Getting yourself mortgage ready usually takes some planning and is not usually achieved overnight. And a key part of the process is being able to demonstrate that you can sustain repayments on the mortgage that you are looking for. While your income will determine how much you can borrow, your monthly rent and savings are
The area of house purchase costs is one where there is probably an under supply of accurate detail out there. Here is a breakdown of costs you can expect on a home purchase based on a €400,000 house (although you should be able to establish the costs based on any purchase value from the below).